Credit Karma
Credit Karma offers free credit scores, reports, and insights. It uses VantageScore 3.0 and updates weekly.
Understanding Your Credit Score
Your credit score is a key factor in your financial health. It affects your ability to get loans, credit cards, and even impacts interest rates. Below are the major services and bureaus that help you monitor and understand your credit.
TransUnion
One of the three major credit bureaus, TransUnion collects and maintains credit information globally.
Equifax
A global data, analytics, and technology company, Equifax provides credit information and insights.
Experian
The largest of the three major credit bureaus, Experian collects and aggregates information globally.
FICO Score
The FICO Score is the most widely used credit scoring model. It ranges from 300 to 850.
Borrowell
A Canadian fintech company offering free credit scores and reports with personalized recommendations.
Credit Sesame
Provides free credit scores with daily monitoring, identity theft protection, and personalized recommendations.
AnnualCreditReport.com
The only federally authorized source for free annual credit reports from all three bureaus.